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Oct
05
2007
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Reprinted with permission of Investment Representative Celine Richardson of EdwardJones
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Friday, 05 October 2007 |
 If you have young children, you may want them to attend college someday - and you may want to help them pay for it. At the same time, you also need to save for a comfortable retirement lifestyle. Are the two goals compatible?
There's no easy answer to this question. But one thing seems clear: For many parents, saving and investing for their children's future is every bit as important - and maybe more so - than saving and investing for their own. In fact, two-thirds of parents said they would postpone retirement if necessary to help pay for their children's college education, according to a survey by Alliance Bernstein Investments, Inc.
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Oct
05
2007
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Doug Levine
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Friday, 05 October 2007 |
 (Ithaca, NY) The Tompkins County Chamber of Commerce will recognize Borg Warner Morse TEC as the 2007 Large Employer of the Year and Challenge as the 2007 Not-For-Profit of the Year on Friday, October 12, 2007. The recognitions will take place at a luncheon to be held that day from 12:00 p.m. to 1:30 p.m. at The Country Club of Ithaca, located at 189 Pleasant Grove Road in Ithaca. John Neuman, the President and C.E.O. of the 1492 Consulting Group and former C.E.O. of eCornell, will give the keynote address. Reservations may be made by contacting the Tompkins County Chamber of Commerce at (607)-273-7080.
Borg Warner Morse TEC employs 1500 people in Tompkins County at a technical center and 2 manufacturing plants in Lansing. * Morse TEC traces its Tompkins County roots to 1880, when the Morse Equalizing Spring Company was formed in Trumansburg. Morse later moved to Ithaca, joining with Borg Warner in 1929 and moving operations to Lansing in 1982. Along with a philosophy that encourages employees to participate in community-based not-for-profit organizations, the Morse TEC facilities produce engine-timing systems and chain-based transmission drives. Borg Warner Morse TEC is one of 5 operating units that make up The Borg Warner Corporation, which has locations in 17 countries.
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Sep
28
2007
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Reprinted with permission of Investment Representative Celine Richardson of EdwardJones
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Friday, 28 September 2007 |
Your school days may be behind
you, but that doesn't mean you shouldn't test yourself on various
subjects from time to time. And one of the most important topics
you can study is Retirement Planning. So, take a couple of minutes
to take this "quiz." The answers - and even the questions - may
prove valuable to you as you save and invest for retirement.
Have you put a "price tag"
on your retirement lifestyle?
All of us have different ideas of the "ideal" retirement. Your brother
may plan to travel the world, your sister may want to open her own
small business and you may choose to volunteer. Once you know how
you want to spend your retirement years, you can calculate about
how much your retirement will cost. A financial advisor can help
you arrive at a good estimate of how much you'll need to spend per
year.
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Sep
28
2007
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Dan Veaner
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Friday, 28 September 2007 |
 Lisa Craig has been dreaming of owning her own hair salon for some time. But the dream was more specific than that: she wanted to open it in the corner storefront in Lansing Plaza. And she wanted to work with friends. "My dream was to be working with friends, people that are good at what they do, she says. "I firmly believe that if you surround yourself with good people you will improve yourself as well. And to be able to play good and wholesome music that gives God honor, that's my dream too. So having a place where people feel better on the outside when they leave but also may feel a little better on the inside and can be nurtured physically, emotionally, spiritually that's that's my dream -- to help people inside and out, to make it more complete for them."
A Trumansburg native, Craig says she always knew she wanted to be a hair stylist. She even began cutting hair for friends, their mothers, and her own family when she was only 12 years old. After finishing high school she attended Auburn International Beauty School. She has been styling hair for 23 years, most recently working at Salon T at the Shops at Ithaca Mall.
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Sep
21
2007
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Reprinted with permission of Investment Representative Celine Richardson of EdwardJones
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Friday, 21 September 2007 |
To protect your family, you need
more than the best intentions - you need the right "paperwork."
And you're going to need it during two distinct phases of your life
- your working years and your retirement.
Let's take a look at these time
periods, along with some of the key documents you may need.
Working Years
While you're working, your most valuable asset is your income. Without
it, your family might not be able to pay off the mortgage or send
the kids to college - and that's why you need to put the appropriate
insurance and protection policies to work.
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